Trusted by 5,000+ UK businesses

Cheapest Credit Card Machine in the UK

Start from just £3/week with faster payouts & the lowest transaction rates. No setup fees, no hidden charges.

Visa
Mastercard
Amex
Apple Pay
Google Pay
Why Choose Us

Everything you need to accept payments

Offering Cutting-edge terminals. All devices are WiFi enabled and GPRS compatible.
*Free SIM card included

No Setup Charges

Zero sign-up, setup or installation fees

Rates from 0.23%

Debit card rates from just 0.23% onwards

Faster Payments

Receive funds within 2–48 hours

Quick Setup

Fully operational within 4 working days

Low-Cost Terminals

From £5 static / £8 portable / £10 GPRS

Latest Devices

Ingenico DX8000, Verifone GPRS, Pax A920 Pro, Sumi Pro 2

Free Statement Analysis

Save up to 70% on your current rates

Free Bank Account Help

Business bank account opening assistance

Finance Support

Cash advance, loans & asset finance available

No Minimum Charges

No minimum monthly service charges

Contract Buy-Out

We cover £200–£500 of your exit costs

Short-Term Contracts

Flexible contract lengths available

Free Terminal

Free device for high turnover businesses

24/7 UK Support

Round-the-clock UK-based customer service

Real-Time Analytics

Live dashboard for all your transactions

Multiple Options

Static, WiFi & Mobile terminal choices

Our Services

Complete payment solutions

From card machines to business finance — we provide everything under one roof.

PDQ Machines

Static, portable & mobile terminals with latest Ingenico & Verifone devices.

EPOS Systems

Complete point-of-sale systems to streamline your business operations.

Payment Gateway

Accept online payments securely with our integrated payment gateway.

Virtual Terminal

Take phone & mail-order payments from any device with a browser.

Merchant Cash Advance

Get working capital based on your card sales — flexible repayments.

Business Loans

Competitive business loans tailored to your growth needs.

Mortgages

Commercial and residential mortgage solutions for business owners.

Insurance

Business insurance packages to protect what matters most.

Packages

Choose your perfect plan

Clear rates, clear fees. Pick the package that fits your business.

Basic Essential

Low rental, simple weekday payouts

18 months contract
Ingenico DX800p

Ingenico DX800p

£1 / month terminal rental

Rates
Debit
0.6%
Credit
0.9%
Business cards
1.8%
Fees
Auth fee
0.2p
PCI DSS fee
£4.95
Minimum monthly charge
£15
Payouts
Next day weekday payments (no weekend payments)
Most Popular

Business PLUS

Best rates with phone payments

12 months contract
Ingenico DX8000

Ingenico DX8000

£15 / month terminal rental

Rates
Debit
0.28%
Credit
0.55%
Business cards
1.3%
Fees
Auth fee
0.01p
PCI DSS fee
£4.95
Payouts
Next day weekday payments (no weekend payments)
  • Payments over the phone

Flexible

No contract, no setup, no PCI

No contract
Sumi Pro 2

Sumi Pro 2

£15 terminal

Rates
Debit
0.55%
Credit
0.65%
Business cards
1.3%
Fees
Auth fee
No auth fee
Payouts
Next day weekday payments (no weekend payments)
  • No setup charge
  • No cancellation charges
  • No PCI DSS fee

Professional

Simple all-card rate with 7-day payouts

12 months contract
PAX A920 Pro

PAX A920 Pro

£15 / month terminal rental

Rates
All cards (incl. business)
0.69%
Fees
Auth fee
No auth fee
Payouts
7 days payments
  • No setup charge
  • No cancellation charges
  • No PCI DSS fee
How It Works

Switch in 3 simple steps

Step 01

Submit Your Details

Fill out our quick form with your business details and current processing information.

Step 02

We Analyse Your Statement

Our experts review your merchant statement and identify where you can save the most.

Step 03

Get the Best Deal

Receive a tailored offer with the lowest rates and get set up within 4 working days.

Testimonials

Trusted by UK businesses

"Switching saved us over 60% on card processing fees. The setup was incredibly fast and the team was brilliant."

AJ
Alicia Jones
Restaurant Owner

"The analytics dashboard alone is worth it. I can see every transaction in real-time. Best merchant service I've used."

MJ
Matt Jones
Retail Shop Owner

"No hidden fees, no surprises. They bought out our old contract and had us running in 3 days. Highly recommend!"

LN
Lydia Newman
Salon Manager

"Their payment gateway integration was seamless. Our online sales processing costs dropped significantly."

TW
Tamara Wells
E-commerce Director

"The portable terminal is brilliant for table-side payments. Customers love the speed and we love the low rates."

JD
John Doe
Pub Manager
Resources

Learn & stay informed

Guide

Why is it difficult to compare UK merchant accounts?

The merchant services industry is notoriously opaque. Learn what to look for and how to avoid hidden charges.

Compliance

PCI Compliance: What every merchant needs to know

Understanding PCI DSS requirements and how to stay compliant without the headache.

Security

Fraud Protection: CVV, AVS & 3D Secure explained

Protect your business and customers with the right fraud prevention measures.

Start Your Application Today

Complete our simple application form and upload your documents to get started in as little as 4 days.

Free statement analysis
Fast-track application processing
Dedicated onboarding manager
Full technical support included
Call us
+447726770716
Email us
info@pdqterminals.com
Visit us
23 MARINA APPROACH HAYES ENGLAND UB4 9TB

Complete Your Application

Required Documents

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